Insurance Broker SEO · Guide

How to Structure an Insurance
Broker Website for Google

How to structure an insurance broker website for Google, the topical clusters, hub and spoke model, hierarchy and internal linking that help a broker site rank and convert.

Updated: June 2026
Written by: Andrew Odgers, Managing Director
Reading time: 6 minutes
The short answer

Structuring an insurance broker website for Google means organising your pages into clear topical clusters rather than a flat pile of pages. Each cluster has a hub page covering a topic broadly, supported by detailed pages on each part of it, all linked together so Google sees connected expertise. You organise these clusters by cover line and by location, arrange the site in a logical hierarchy from homepage to category to individual pages and link them with internal links that pass authority and guide buyers. Clear URLs, sound navigation and solid technical foundations complete the picture. Done well, this structure helps every page rank better and makes the whole site read as an authority rather than a thin brochure.

The detailed answer

Building a structure Google understands

A broker website can have good content and still fail because it is badly structured. Google rewards sites it can understand, where pages are organised into clear topics and connected logically. Get the structure right and every page benefits. This guide explains how to arrange an insurance broker website so it ranks and converts.

Why structure matters to Google

Google tries to understand what a site is about and how authoritative it is on each topic. A clear structure makes that easy, showing which pages belong together and which cover the subject most fully. A jumble of unconnected pages makes it hard, so even good content underperforms.

Structure also shapes how authority flows through your site. Well linked, well organised pages lend each other strength, while isolated pages stand alone with none of that support, which is why arrangement matters as much as content.

Think in topical clusters

The core idea is the topical cluster, sometimes called a silo. Instead of scattered pages, you group everything about one topic together: a cluster on commercial insurance, another on local cover, another on a niche line. Each cluster signals to Google that you cover that topic thoroughly.

This is how modern SEO is built, because depth on a topic ranks better than a single shallow page. Clusters turn a collection of pages into a demonstration of expertise, which we use throughout, including in How to Rank for Commercial Insurance Searches as a Local Broker

The hub and spoke model

Within each cluster, a hub and spoke model works best. A hub page introduces the topic broadly and links out to detailed spoke pages, each covering one part in depth, which link back to the hub and to each other. The hub ranks for broad terms while the spokes rank for specific ones.

This arrangement concentrates authority where it counts and helps Google see the relationship between your pages. It is the backbone of a well structured broker site, turning related pages into a coherent, ranking whole.

Organise by cover and by location

For a broker, two natural ways to cluster are by cover line and by location. Cover clusters group everything about commercial, motor, home or a niche line. Location clusters group your area pages. Many brokers use both, since buyers search both by what they need and where they are.

Organising this way matches how people actually search and keeps your site logical as it grows. It also connects naturally to your local SEO, which we cover in How Does Local SEO Work for Insurance Brokers?

Build a logical hierarchy

Your site should flow in a clear hierarchy: homepage at the top, category or hub pages beneath it and detailed pages below those. A visitor or a search engine should be able to move from the general to the specific in a few logical steps, never getting lost or hitting a dead end.

This hierarchy helps Google understand importance and relationship and it helps buyers find what they need. A flat site with everything one level deep or a tangled one with no clear order, both hold you back.

Internal linking that ties it together

Internal links are what turn a set of pages into a structure. Linking hub to spokes, spokes to each other and related clusters together passes authority around your site and guides buyers from one relevant page to the next. Thoughtful internal linking is one of the most underused tools in broker SEO.

The links should be natural and useful, using clear anchor text that describes the destination. Done well, they lift the whole site and keep visitors moving toward an enquiry rather than leaving.

Clear URLs and navigation

Your URLs and menus should reflect the structure. Clean, descriptive URLs that show where a page sits help both Google and buyers, while a clear navigation menu makes the main sections easy to reach. Confusing URLs or a cluttered menu undermine an otherwise sound structure.

Keep navigation focused on what matters, so visitors are not overwhelmed. A site that is easy to move around is easier for Google to crawl and for buyers to use, which both support your rankings.

Avoid thin and duplicate pages

Structure fails if the pages within it are thin or near identical. Several almost duplicate cover pages or pages with little real content, dilute your site and can hold it back. Each page in your structure needs a clear purpose and genuine, distinct content.

This is a common problem on broker sites, where templated location or cover pages repeat the same text. Making each page genuinely useful is part of building a structure that works, which we cover in Why Are Most Insurance Broker Websites Invisible on Google?

Plan for growth

A good structure leaves room to grow. As you add cover lines, locations and guides, they should slot into the existing clusters rather than forcing a rebuild. Planning the structure with expansion in mind saves a painful reorganisation later and keeps the site coherent as it develops.

Think of it as a framework you fill over time. A broker site is rarely finished, so a structure that accommodates new content cleanly is far more valuable than one that only fits today's pages.

Technical foundations

Finally, structure sits on technical foundations. The site must be fast, work cleanly on mobile and be easy for Google to crawl, with no broken links or orphaned pages. A clear structure on a technically sound site is what lets all your content rank to its potential.

These foundations are easy to neglect and costly to ignore. Getting them right alongside a logical structure gives every page the best chance, which connects to building the full set in What Pages Does Every Insurance Broker Website Need for SEO?

In short, you structure an insurance broker website by organising pages into topical clusters with a hub and spoke model, grouping by cover and location, arranging a clear hierarchy and tying it together with internal links, all on sound technical foundations. This is what lets a broker site rank and convert. Our SEO for Insurance Brokers service builds that structure for you.

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We structure your broker website into clear topical clusters with hub and spoke linking, organised by cover and location, with the hierarchy, internal links and technical foundations all managed for you, so every page ranks better and the whole site reads as an authority.

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This guide is part of our complete SEO Guides for Insurance Brokers series. The hub brings together every question a brokerage asks about SEO, from website structure and content through to local ranking, cost and choosing an agency, each written for UK insurance brokers.

Part of the guide SEO Guides for Insurance Brokers View all guides →
Frequently asked

Broker website structure questions

How should an insurance broker website be structured?
Organise your pages into clear topical clusters rather than a flat pile. Each cluster has a hub page covering a topic broadly, supported by detailed pages on each part, all linked together. Organise these by cover line and location, arrange a logical hierarchy from homepage to category to individual pages and connect them with internal links, all on sound technical foundations.
What is a topical cluster or silo?
It is a group of pages all about one topic, such as a cluster on commercial insurance or on a niche cover line. Instead of scattered pages, you group everything on a subject together, which signals to Google that you cover it thoroughly. Clusters rank better than single shallow pages because depth on a topic demonstrates expertise, which is how modern SEO is built.
What is the hub and spoke model?
Within a cluster, a hub page introduces the topic broadly and links out to detailed spoke pages, each covering one part in depth, which link back to the hub and to each other. The hub ranks for broad terms while the spokes rank for specific ones. This concentrates authority and helps Google see how your pages relate, forming the backbone of a well structured site.
How does internal linking help structure?
Internal links turn a set of pages into a structure. Linking hub to spokes, spokes to each other and related clusters together passes authority around your site and guides buyers from one relevant page to the next. Using clear, descriptive anchor text, thoughtful internal linking lifts the whole site and keeps visitors moving toward an enquiry rather than leaving.
Should I organise by cover or by location?
Often both. Cover clusters group everything about commercial, motor, home or a niche line, while location clusters group your area pages. Many brokers use both, since buyers search by what they need and by where they are. Organising this way matches how people actually search and keeps the site logical as it grows, connecting naturally to your local SEO.
Why do thin or duplicate pages hurt structure?
Because structure fails if the pages within it are thin or near identical. Several almost duplicate cover or location pages or pages with little real content, dilute your site and can hold it back. Each page needs a clear purpose and genuine, distinct content. This is a common broker problem where templated pages repeat the same text, so making each page useful matters.
Do technical foundations affect structure?
Yes. Structure sits on technical foundations: the site must be fast, work cleanly on mobile and be easy for Google to crawl, with no broken links or orphaned pages. A clear structure on a technically sound site is what lets all your content rank to its potential. These foundations are easy to neglect and costly to ignore, so they matter alongside a logical layout.